Open Enrollment will be from September 18 to October 13, 2023.  More information will follow soon.  Look for emails about open enrollment

Open Enrollment Overview:

• CalPERS has made changes in their offerings, premium costs
• The District is using Building Blocks for Business for pre-tax Flex Spending and voluntary health offerings. If you do NOT plan on adding dependents or changing
  health plans, NO action is required. If you are currently enrolled in a pre-tax program, you must re-enroll each year.

Changes and new elections will be made on ESS (Employee Self-Serve)

Benefits Enrollment ESS How-to Guide

The 2024 Health Benefit Summary provides only a general overview of certain benefits. It does not include details of all covered expenses or exclusions and limitations. Please refer to each health plan’s Evidence of Coverage (EOC) booklet for the exact terms and conditions of coverage. Health plans mail EOCs to new members at the beginning of the year, and to existing members upon request. In case of a conflict between this summary and your health plan’s EOC, the EOC establishes the benefits that will be provided.

The 2024 Health Benefit Summary provides valuable information to help you make an informed choice about your health plan and health care providers. This publication compares covered services, co-payments, and benefits for each CalPERS health plan. It also provides information about plan availability by county and a chart summarizing important differences among health plan types.

2024 Health Benefits Summary

CalPERS is the largest purchaser of public employee health benefits in California, and the second-largest public purchaser in the nation after the federal government. Our program provides benefits for 1.5 million public employees, retirees, and their families.

Depending on where you reside or work, CalPERS offers active employees and retirees one or more types of health plans, which may include:

• Health Maintenance Organization (HMO)
• Preferred Provider Organization (PPO)
• Exclusive Provider Organization (EPO) (for members in certain California counties)

The CalPERS Board of Administration annually determines health plan availability, covered benefits, health premiums, and copayments.

Whether you are working or retired, your employer or former employer makes monthly contributions toward your health premiums. The amount of this contribution varies. Your cost may depend on your employer or former employer’s contribution to your premium, the length of your employment, and the health plan you choose. For monthly contribution amounts, active employees should contact their employer, State retirees should contact CalPERS, and contracting agency retirees should contact their former employer.

These rates are based on District Contribution (80% of 2023 Kaiser Premium). They apply to WCCAA, UTR, and Management.

Please note that Western Advantage & Trio have limited coverage. Please make sure to check your zip code to determine your coverage before making your selection.

11 Month Employees: Because the rates change in the middle of the school year, the additional amount collected for the July health payment is a calculation of the August to December rates and then the new rates from January to June. If you change plans in 2023, the rates will be slightly different than what is on the rate sheet. UTR rates will show as an 11-month amount on ESS all other bargaining units will show 12-month rates.

Employee Benefits Contribution Rates for 2024

Employee Benefits Contribution Rates 2023 

SSA & Confidential rates are based on District Contribution (90% of 2023 Kaiser Premium).

SSA & Confidential Contribution Rates 2024

SSA & Confidential Employee Benefits Contribution Rates 2023

Building Blocks for Business is our Agent-Assisted Virtual Enrollment Service provider. They have returned for all of our 125 Flex, Dependent Care and Commuter Benefit needs as well as voluntary health programs (life insurance, disability insurance, etc.). This program requires you to enroll EACH YEAR and make new elections. Look for an email from Building Blocks for Business. In-person visits will NOT be required as in the past. Enrollment via phone or internet with extended call times will be available to you during the open enrollment period.

Building Blocks for Business Employee Benefit Booklet

Agent-Assisted Online Enrollment

Colonial Supplemental Benefits

These benefits are part of our Section 125 plan and for non-discriminatory purposes, all employees must review benefits even if you decline enrollment all voluntary and Flex benefits.

All eligible employees should schedule an appointment with a Building Blocks Advisor during open enrollment.

• Schedule online: https://westcontracostrausd.youcanbook.me
• Email: scheduling@bbforb.com with your preferred date and time or;
• Call: (775) 382-1287

In this incentive plan, Delta Dental pays 70% of the PPO contract allowance for covered diagnostic, preventive, and basic services and 70% of the PPO contract allowance for major services during the first year of eligibility.

The coinsurance percentage will increase by 10% each year (to a maximum of 100%) for each enrollee if that person visits the dentist at least once during the year. If an enrollee does not use the plan during the calendar year, the percentage remains at the level attained the previous year. If an enrollee becomes ineligible for benefits and later regains eligibility, the percentage will drop back to 70%. For more information, please see the employee flyer below.

Delta Dental Employee Flyer

Delta Dental Enrollment Form

Save with PPO

Visit a dentist in the PPO network to maximize your savings. These dentists have agreed to reduce fees, and you won't get charged more than your expected share of the bill.

Find a PPO dentist at deltadentalins.com

To contact Delta Dental directly:

• Delta Dental CA Website
• Phone: (800) 765-6003

As a VSP member, you can visit your VSP doctor for medical and urgent eye care. Your VSP doctor can diagnose, treat, and monitor common eye conditions like pink eye, and more serious conditions like sudden vision loss, glaucoma, diabetic eye disease, and cataracts. For more details, please contact your VSP doctor.

VSP Employee Flyer

VSP Enrollment Form

Plan Information

• VSP Doctor Network: VSP Signature
• Primary EyeCare Copay: $5.00

To contacts VSP directly:

• VSP Website
• Phone: (800) 877-7195

An Employee Assitance Program (EAP) is a service designed to help you manage life's challenges. At CCCSIG, they customize EAP solutions by understanding your unique needs and offering appropriate assistance or referrals.

The following services, paid by your employer, are available to eligible members.

• Clinical Counseling:
  • Marriage, relationship, and family problems
  • Domestic violence
  • Alcohol and drug dependency
  • Stress and anxiety
  • Depression
  • Grief and loss

• Work & Life Services:
  
  • Childcare and eldercare assistance
  • Financial services
  • Legal services
  • Identity theft recovery services
  • Daily living services

      Link: liveandworkwell.com or call: (866)-248-4096

      *Register with your HealthSafe ID enter WCCUSD access code CCCSIG

       For additional information, please click on the links below:

       Where to Start

       What's available to me?

       Support with Stress

       Talkspace Online Therapy

       Optum EAP Wallet Card

For union contracts and contact information, please visit our Unions page.